I am a frequent surf traveler and travel agent. I recommend Travel Insured to my clients since it is affordable and adaptable to your needs. Each type of insurance you can have secured up to a certain amount for stolen goods, but many will only max out electronic items like a laptop at $250 or $500 per item. The cost of your policy is determined by your age, the length of your trip, and how much you want to cover. They include items like medi-vac, doctor visits (usually with a deductible), and even items you would have to buy if your luggage was lost at the airport. They also have specific coverage for 'sports related' injuries that you can add to a policy.
But if something happens, you have to call or email the insurance company as soon as or right after it happens - and then save your receipts, doctors' bills, since the insurance company will only repay you exactly what you spent.
To see the plans I would choose from, visit my personal link here - http://www.travelinsured.com/AgentPage.aspx?agency=45778&agent=GregGordon&template=One
. Then if you purchase a policy, send me your policy number and if you need help I can work with you on filing any claims.